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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. Article 25.4.2023
    Hiring a summer employee? As an employer, remember to take care of their pension cover
    Many companies are currently recruiting summer employees. As soon as you have found the right persons for the job, remember to take care of their pension insurance in time. Equally, as a private individual, you need to remember that you become an employer if you are hiring for example a babysitter, a caretaker for your summer cottage or a person to mow the lawn for the summer.
  2. Press release 5.4.2023
    Ilmarinen invests in largest ever ETF launch in the United States
    The climate focused equity ETF, Xtrackers MSCI USA Climate Action Equity ETF, was listed on the NYSE Arca stock exchange in New York on April 4. Ilmarinen, the largest investors of the ETF, invested approximately 1,86 billion euros on the ETF’s first day of trading makes it the largest ETF launch of all time in the U.S.
  3. Press release 23.3.2023
    Ilmarinen is Finland’s most cost-effective pension company
    “Responsibility and sustainable development are at the very core of our operations. To us, responsible management of pensions means that we want to further improve our operations and our efficiency. This benefits our customers and the entire pension system,” says Ilmarinen’s President and CEO, Jouko Pölönen.
  4. News 9.3.2023
    YEL income reviews will start this summer
    The YEL reform entered into force in the beginning of the year. Pension companies are now obligated to check entrepreneurs' YEL incomes at steady intervals. We will start the reviews this summer – here’s what you need to know about it.
  5. News 3.3.2023
    Excellent client bonuses in store for employers – check the amount in the service for employers
    We have calculated the final client bonuses reducing the TyEL contribution and they are available in the service for employers as of 3 March. Our record-high cost-effectiveness is directly reflected in smaller pension contributions for our employer customers.
  6. Article 2.3.2023
    When you move abroad it is very important to know which country’s social security you are covered by during the time you live in another country and what does it covers. It is also important to make sure all official documents – both statutory and possible additional insurances – are in order.
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