News and articles
Welcome to our newsroom. Here you will find our latest news and press releases as well as our blogs and articles.
News and articles

Finnish pension system in a nutshell
Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!
Finnish pension system in a nutshellMore news and press releases
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News
28.9.2022
Ilmarinen preparing for possible power outagesThe Europe-wide electricity shortage is also forcing Finland to save energy. As a responsible developer and lessor, Ilmarinen is preparing for possible power outages carefully and well ahead of time.Ilmarinen preparing for possible power outages
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Article
26.9.2022
Five ways YEL insurance affects social securityAre you self-employed? Do you want to understand your social security better? You've probably heard that YEL income is the foundation of your basic security – but what does that mean? Below you will find five situations in which YEL insurance offers your security.Five ways YEL insurance affects social security
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Article
22.9.2022
Record-high increase in pensions in 2023 – When is a good time to retire?The turn of the year is approaching, and pensioners are anxious to find out how much their pension will increase next year. Gross pensions rise annually, but the modest increases of previous years have had little impact on pensioners’ daily lives. That has been true especially if the increase has led to a rise in the pensioner’s tax rate, eating away a large chunk of the increase. This year things will be different: inflation also influences people’s choices about when to retire.Record-high increase in pensions in 2023 – When is a good time to retire?
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Press release
13.9.2022
Ilmarinen’s energy saving tips reach over 15,000 peopleIlmarinen is part of the ‘Astetta alemmas’ energy saving campaign. “We save energy in our premises and provide our employees and tenants with energy saving tips. Responsible measures reduce the carbon footprint of our real estate,” says Tomi Aimonen, Head of Domestic Real Estate Investments.Ilmarinen’s energy saving tips reach over 15,000 people
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News
12.9.2022
Pricing of the expense loading in earnings-related pension contributions will change next year – as our customer you benefit from our efficiencyIn the future, you will be able to compare pension companies in terms of their expense loading. Our excellent efficiency benefits our TyEL customers as lower insurance contributions.Pricing of the expense loading in earnings-related pension contributions will change next year – as our customer you benefit from our efficiency
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Article
23.8.2022
YEL reform – what would change and what would remain the same?Entrepreneurs and the media have engaged in a lively debate on the reform of the Self-Employed Persons’ Pensions Act (YEL) that was brought before Parliament before Midsummer. As there are some misconceptions in the public sphere about the planned reform, I would like to summarise a few key highlights of what would remain the same and what would change if Parliament decides to maintain the government proposal in its current form.YEL reform – what would change and what would remain the same?
More to read
- Ilmarinen's Financial Statements 2024: The return on investments was 8.6 per cent, or EUR 5 billion – solvency strengthened and efficiency improved
- Pensioner living abroad, answer the country of residence enquiry
- The first quarter in Ilmarinen: Return on investments was 0.2 per cent, solvency was strong, and cost-effectiveness improved
- Greenhouse gas emissions of Ilmarinen’s pension investments decreased significantly