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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. News 19.12.2023
    We are introducing Suomi.fi e-Identification for employers
    We will start using Suomi.fi e-Identification in the employer’s online service as of 19 December 2023. This means that, starting on that date, you will be able to log in to the service using your personal online banking codes or a mobile certificate. For that purpose, you will need either a register role or a mandate granted in Suomi.fi e-Authorizations.
  2. Press release 29.11.2023
    Survey: Few companies are at a strategic level in their work ability management – planning and monitoring are the weakest links
    In Finland, sickness absences and disability cost billions of euros. Meanwhile, many companies struggle with a labour shortage. Nevertheless, according to a survey by Ilmarinen, few companies systematically manage their employees’ work ability.
  3. News 22.11.2023
    YEL in 2024 – what will change?
    YEL insurance is the most important insurance for you as an entrepreneur, as it is the basis for your pension and social security. Keep reading to see what you should know about your YEL insurance as the year changes.
  4. News 9.11.2023
    Earnings-related pension insurance contributions for 2024 confirmed
    The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2024. The average contribution for employer’s pension insurance (TyEL) is 24.81 per cent of the payroll in 2024.
  5. News 9.11.2023
    Let’s prepare by saving electricity
    A year ago, saving energy, the ‘Down a degree’ campaign and power system support procedure were acute themes as Europe began preparing for a serious electricity shortage. Saving energy still matters.
  6. News 27.10.2023
    Employer, self-employed person, pensioner – 2024 earnings-related pension index and wage coefficient confirmed
    The Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2024. Next year, the earnings-related pension index is 3037, which means an approximately 5.7 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.637. Compared to 2023, the wage coefficient will rise some 5.1 per cent.
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