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News and articles

Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. News 12.11.2024
    Earnings-related pension insurance contributions for 2025 confirmed
    The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2025. The average contribution for employer’s pension insurance (TyEL) is 24.85 per cent of the payroll in 2025.
  2. News 28.10.2024
    Employer, self-employed person, pensioner – 2025 earnings-related pension index and wage coefficient confirmed
    The Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2025. Next year, the earnings-related pension index is 3077, which means an approximately 1.3 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.673. Compared to 2024, the wage coefficient will rise some 2.2 per cent.
  3. Press release 25.10.2024
    Ilmarinen's return on investment rose to 7.4 per cent, solvency strengthened and cost efficiency improved
    Ilmarinen's return on investment in the period January–September was 7.4 per cent, or EUR 4.4 billion. Investment assets rose to EUR 62.9 billion and solvency capital to EUR 14 billion. Cost effectiveness continued to improve and is reflected in lower premiums for customers.
  4. News 27.8.2024
    Ilmarinen’s administrative cost will decrease in 2025
    At the start of next year, Ilmarinen’s customers’ administrative cost will decrease by roughly 10 per cent. The administrative cost is part of the TyEL insurance contribution, and in that respect, your TyEL contribution as our customer will decrease.
  5. Article 20.8.2024
    A diverse workplace is a choice – and a resource
    A diverse community accepts and appreciates differences. Diversity at work is also tightly connected to inclusivity and equality. At IKEA, diversity is an important part of the work community and daily work. The community is easy to join and lets everyone’s voice be heard.
  6. Press release 15.8.2024
    Ilmarinen's return on investment 4.9 per cent, and market uncertainty increased
    In January–June, Ilmarinen's return on investment was 4.9% and its solvency strengthened. Cost-effectiveness continued to improve as premiums written grew 2 per cent and pension cover operating expenses fell 6 per cent.
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