
Pensioner living abroad, answer the country of residence enquiry
We annually check the information of our pension recipients living abroad, such as their address, because the changed information may have an impact on the payment of the pension.
If you live abroad, you will receive an e-mail from us at the beginning of March each year. If we do not have your email address, you will receive it as a letter. The survey will not be sent to countries from which we receive information through authorities such as Sweden, Norway and Germany.
If you receive mail from us or a message regarding the confirmation of your information, we kindly ask you to respond to the country of residence inquiry by the deadline.
You do not need to log in to our online service to respond to a survey. You can find it on our website at ilmarinen.fi/residential survey.
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Payment of pension abroad and taxation
Current topics

Pensioner, the 2025 tax card goes into effect already in January
Next year, tax cards for pensioners and employees will enter into force as early as 1 January 2025. The change will come into effect automatically for our pensioners, and you don't have to worry about it.

Employer, self-employed person, pensioner – 2025 earnings-related pension index and wage coefficient confirmed
The Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2025. Next year, the earnings-related pension index is 3077, which means an approximately 1.3 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.673. Compared to 2024, the wage coefficient will rise some 2.2 per cent.

Employer, self-employed person, pensioner – 2024 earnings-related pension index and wage coefficient confirmed
The Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2024. Next year, the earnings-related pension index is 3037, which means an approximately 5.7 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.637. Compared to 2023, the wage coefficient will rise some 5.1 per cent.