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Article 28.4.2022

Finnish pension system in a nutshell

Finland has one of the best pension systems in the world - and that’s a fact. But if you’re starting a business in Finland, you might be wondering why it’s mandatory for entrepreneurs to take out pension insurance. Or for employers to get pension insurance for their employees? We are here to help you!

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  1. Press release 31.7.2019
    Ilmarinen’s interim report 1 January–30 June 2019: Strong H1 for investment operations, cost-effectiveness improved and growth continued
    Ilmarinen’s total result in January–June grew to EUR 931 million (EUR -502 million in 1 Jan–30 Jun 2018), thanks to strong investment returns. Operating expenses decreased, loading profit improved to EUR 27 (20) million and the ratio of operating expenses to expense loading components stood at 71 (78) per cent.
  2. Press release 29.4.2019
    Interim Report 1 January–31 March 2019: Return on investments 4.6%, updated strategy aims to make Ilmarinen most attractive working life partner
    Premiums written for January–March stood at EUR 1.5 billion. Measured in premiums written, the customer base grew by EUR 60 million. Pensions were paid in a total amount of EUR 1.5 billion to 460,000 pension recipients.
  3. News 26.3.2019
    Sustainability at Ilmarinen 2018: Responsibility for your pension
    2018 was a historical year for Ilmarinen, due to our merger with Etera at the start of the year. After the merger, we continued our work as Finland’s largest earnings-related pension company, taking care of a key component of Finnish social security: pension cover. During the year, our investments in sustainable development solutions increased. We also built a better working life together with our customers.
  4. Press release 15.2.2019
    Financial statements 2018: Ilmarinen is responsible for the earnings-related pension cover of 1.2 million finns
    Finland’s largest employment pension insurance company Ilmarinen is responsible for the earnings-related pension cover of 1.2 million Finns. EUR 5.7 billion was paid in pensions. The stock price fall in the final quarter of the year pushed investment returns down to –1.4 per cent.
  5. Press release 14.1.2019
    Ilmarinen invests in office property in Atlanta
    Ilmarinen has invested in an office property in Atlanta, Georgia, U.S.A. This marks Ilmarinen’s eighth joint investment with New York Life Insurance Company.
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