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Get a 22% discount on YEL contributions
When you become self-employed for the first time, you will get a 22% reduction on your YEL contributions. You will get the discount during the first 48 months – or four years – of your self-employment.
Self-employed person
Let us take care of your most important insurance. We want to make pension insuring easy for you.
Buy YEL insuranceEmployer
We take care of your employees' pension security and help you to promote their work ability.
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Earnings-related pension gives security in different life situations. Manage your pension and rehabilitation matters safely online.
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Current topics
Check the earnings-related pension insurance contributions for 2025
Check the contributions-
Pensioner, read this about pension tax card
Tax cards for pensioners will enter into force already on 1 January 2025. This will happen automatically.
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Send your rehabilitation tax card for 2025
Remember to send us your rehabilitation tax card for 2025 for rehabilitation allowance.
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Pension insurance contributions for 2025
Get ready for 2025 and check the TyEL and YEL contribution percentages.
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Our administrative cost will decrease in 2025
The administrative cost is part of the TyEL insurance contribution, and in that respect, your TyEL contribution as our customer will decrease.
News and articles
Pensioner living abroad, answer the country of residence enquiry
We annually check the information of our pension recipients living abroad, such as their address, because the changed information may have an impact on the payment of the pension.
Ilmarinen's Financial Statements 2024: The return on investments was 8.6 per cent, or EUR 5 billion – solvency strengthened and efficiency improved
Ilmarinen’s return on investments was 8.6 per cent, and cost-effectiveness was further improved. Premiums written grew by 2 per cent and operating expenses financed using loading income fell by 2 per cent.
Earnings-related pension insurance contributions for 2025 confirmed
The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2025. The average contribution for employer’s pension insurance (TyEL) is 24.85 per cent of the payroll in 2025.