When in need of a pension insurance
We take care of the pension security of more than a million people – join us.
Self-employed person
Let us take care of your most important insurance. We want to make pension insuring easy for you.
Buy YEL insuranceEmployer
We take care of your employees' pension security and help you to promote their work ability.
Buy TyEL insurancePrivate customer
Earnings-related pension gives security in different life situations. Manage your pension and rehabilitation matters safely online.
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Current topics
Check the earnings-related pension insurance contributions for 2025
Check the contributions-
Pensioner, read this about pension tax card
Tax cards for pensioners will enter into force already on 1 January 2025. This will happen automatically.
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Send your rehabilitation tax card for 2025
Remember to send us your rehabilitation tax card for 2025 for rehabilitation allowance.
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Pension insurance contributions for 2025
Get ready for 2025 and check the TyEL and YEL contribution percentages.
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Pension index and wage coefficient for 2025
The indices for earnings-related pension insurance are confirmed.
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Our administrative cost will decrease in 2025
The administrative cost is part of the TyEL insurance contribution, and in that respect, your TyEL contribution as our customer will decrease.
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Customer service's opening hours for turning of the year
There is exceptions on our customer service's opening hours during Christmas, New Year and Epiphany.
News and articles
Earnings-related pension insurance contributions for 2025 confirmed
The Ministry for Social Affairs and Health has confirmed the earnings-related pension insurance contributions for 2025. The average contribution for employer’s pension insurance (TyEL) is 24.85 per cent of the payroll in 2025.
Pensioner, the 2025 tax card goes into effect already in January
Next year, tax cards for pensioners and employees will enter into force as early as 1 January 2025. The change will come into effect automatically for our pensioners, and you don't have to worry about it.
Employer, self-employed person, pensioner – 2025 earnings-related pension index and wage coefficient confirmed
The Ministry for Social Affairs and Health has confirmed the indices for earnings-related pension insurance for 2025. Next year, the earnings-related pension index is 3077, which means an approximately 1.3 per cent increase on pensions at the start of the year. The confirmed wage coefficient is 1.673. Compared to 2024, the wage coefficient will rise some 2.2 per cent.