YEL certificate

When do I need a certificate on my YEL insurance? 

You can get four different certificates relating to your YEL insurance from our online service. You may need a certificate in the following situations, for example:

• Your customer wants to make sure that you have a YEL insurance policy in force. In that case, select the YEL certificate or the YEL certificate of validity in our online service.
• You apply for a place to study and you are required to show that you have worked as a self-employed person. In that case, select the YEL certificate of validity in our online service.
• You apply to an unemployment fund for entrepreneurs for an unemployment benefit. In that case, select the YEL income certificate in our online service.
• Your accountant needs a breakdown of the insurance contributions you have paid. In that case, select the YEL contribution breakdown in our online service.

What certificates do I need when making a tender?

As an entrepreneur, you are usually not required to present a certificate on the payment of your YEL contributions, or a so-called contract certificate, in your tender. However, if you have employees, you need to attach to your tender a certificate attesting that you have paid the employees’ pension insurance contributions, i.e. TyEL contributions. Read more about the certificate on employees' pension contributions.