TyEL key figures 2019–2025

Contract employer

The TyEL contribution for contract employers varies depending on the employer’s size and the disability pensions granted to the employer’s own employees. Read more about determining the TyEL contribution. 

* For small contract employers, the earnings-related pension insurance contribution will be a maximum of about 25.46 per cent of the payroll at Ilmarinen, when the expense loading is taken into account.  Pricing of the expense loading in earnings-related pension contributions will change.

Temporary employer

Employers who do not continually employ employees and who pay their temporary employees wages that fall below the earnings limit over a period of six months can arrange their employees’ pension cover without an insurance contract (temporary employer). The reaching of the limit is monitored on a rolling basis, six months backwards from the current date. Find out whether you are a contract employer or a temporary employer.

The employee’s pension contribution in different years

Both the employer and employee bear part of the pension contribution costs. The employer collects the employee’s share from their wages and pays the whole contribution to Ilmarinen.

The size of the employee’s share depends on the employee’s age.

Components of the average TyEL contribution 2019–2025

The administrative costs included in the earnings-related pension contribution will be determined on a company-by-company basis from the beginning of 2023. In 2025, the average employer's contribution will include an increase of 0.45 percentage points due to the repayment of the temporary reduction. Read more about how the TyEL contribution is determined.