Ilmarinen's key figures

The table below compiles our key figures in terms of managing pension cover.

2024 2023 2022 2021 2020
Insurance
contributions,
EUR million
20246 956,2 20236 822,1 20226 558,0 20215 922,0 20205 220,5
Pension paid,
EUR million
20247 636,0 20237 172,7 20226 606,0 20216 309,1 20206 115,6
Operating expenses
covered by loading
income, EUR million
202492,2 202393,9 202299,1 2021126,5 2020118,7
Ratio of operating
expenses to expense
loading components,
20240,33 20230,34 20220,37 20210,5 20200,5
Technical provisions,
EUR million 
202450 642,5 202349 266,6 202245 197,8 202146 003,8 202043 538,8
Solvency capital,
EUR million* 
202413 894,6 202312 226,5 202211 777,3 202116 539,1 202012 542,3
*in relation
to solvency limit
20241,5 20231,6 20221,7 20211,9 20201,8
Pension assets,
EUR million* 
202464 409,5 202360 306,8 202257 505,1 202161 656,0 202054 014,2
*% of technical
provisions 
2024127,5 2023125,4 2022125,8 2021136,7 2020130,2
Investments at
current value,
EUR million
202463 313,2 202358 923,5 202256 264,2 202160 772,9 202053 284,1
Net return on
investments,
EUR million
20245 043,9 20233 271,7 2022-4 009,4 20218 086,0 20203 528,5
ROCE, % 20248,6 20235,8 2022-6,6 202115,3 20207,1
Pensioners 2024454 556 2023455 058 2022458 512 2021455 775 2020458 401
TyEL payroll,
EUR million
202426 537,2 202326 050,4 202224 924,2 202122 874,4 202021 505,3
YEL confirmed
income,
EUR million
20241 816,5 20231 740,5 20221 705,5 20211 677,4 20201 676,3
TyEL insurances  202451 346 202357 041 202261 084 202164 436 202069 386
Insuder under TyEL 2024595 659 2023602 069 2022611 380 2021591 197 2020555 029
YEL insurances 202470 455 202373 283 202275 240 202176 781 202076 147
Permanent
personnel
31 Dec
2024603 2023588 2022588 2021596 2020628